A career on the road is one with many twists and turns — but it shouldn’t be that way when it comes to your insurance. Whether you drive for yourself or have a team you manage, you need to understand the coverage you have and make sure you are getting everything you need to protect your business in the event of any unforeseen incidents.
We have spent more than a decade helping commercial auto businesses of all kinds get protected. We’ll work with you to ensure you are paying for only the coverages you need and that there are no gaps in your protections when it comes to your business.
Get in touch to get a quote on commercial truck insurance now;
While we’re here to be your expert partner in the insurance arena, it can be very helpful as a driver or business owner to understand the types of coverages available to commercial drivers. Take a look at some of the most common types of truck insurance offerings:
Primary Liability Insurance — This coverage is a mandatory policy for any commercial driver and dictates the maximum coverage your insurer will pay out in the event of an accident. Most states require a minimum coverage level of $750,000, however your specific needs will vary based on your business size, cargo, and state.
General Liability Insurance — This coverage extends beyond your time on the road and covers things like parking lot damages, damage to cargo, or accidents that occur in rest stops or while loading and unloading cargo.
Non-trucking liability insurance — This coverage is essential for drivers who store their vehicle at their homes or not in company warehouses and covers any damage that occurs when drivers are not on the clock or on company premises.
Having the minimum coverages in your specific state is an absolute must for any driver looking to avoid legal penalties such as fees, fines or worse. Any serious business owner however knows that the minimum coverage will only get you so far and could end up costing you more over time if an accident occurs. That is why it is so important to speak with an insurance professional who knows the specifics of truck insurance in your state and can help you make the right call for your business.
Call us today to get a free quote and let us match you with the perfect plan to protect your most important assets now. Let’s keep you and your business safe without breaking the bank.
Call us today at (678) 208-1082 / (215) 240-1888 / (201) 234-4870 / (646) 693-0960.
